Let’s talk Wholesale Lending

So, what is Wholesale Lending all about?

A wholesale mortgage lender works directly with mortgage brokers, not borrowers, to underwrite and fund their mortgage transactions. They specialize in offering mortgage products, closing the mortgage transaction, and navigating the capital markets. All of their mortgage origination comes directly from mortgage broker relationships. Some wholesale mortgage lenders may also have their own retail mortgage divisions that work directly with borrowers.

Wholesale Lending Benefits

For Mortgage Professionals

Streamline Operations & Overhead

Wholesale mortgage lenders do not have to manage retail branches or sales personnel which streamlines operations and overhead.

Focus On Scale

Wholesale mortgage lenders can focus resources on price, product, and scalability.

Less Risk

Less risk for the Mortgage Broker who does not have to hold the mortgage or underwrite the transaction.

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