Let’s talk Non-QM Lending

So, what is Non-QM Lending all about?

Non-QM stands for non-Qualified Mortgage. This is a type of residential mortgage for borrowers who may not qualify for standard conventional financing for various reasons. These mortgages typically use alternative qualification methods such as bank/tax statements, asset depletion, or investor cash flow.

Non-QM Lending Benefits

For Mortgage Professionals

Open Accessibility

Opens accessibility of mortgage financing to more borrowers

More Options

Offers more loan options to self-employed borrowers

Lenders Originate More

Helps lenders originate more loans to quality borrowers who do not fit into conventional guidelines

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Non-QM Lending Companies

Meet Acra Lending

Acra Lending, the industry’s leading Private Mortgage Lender specializing in loan products designed for self- employed, investor and foreign national borrowers. Our suite of programs are designed to provide lending solutions across multiple channels including Wholesale, Correspondent, Fix & Flip, and Consumer Direct lending


Non-QM Lending Resources


Non-QM Lending Insights

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