Non-QM stands for non-Qualified Mortgage. This is a type of residential mortgage for borrowers who may not qualify for standard conventional financing for various reasons. These mortgages typically use alternative qualification methods such as bank/tax statements, asset depletion, or investor cash flow.
For Mortgage Professionals
Opens accessibility of mortgage financing to more borrowers
Offers more loan options to self-employed borrowers
Helps lenders originate more loans to quality borrowers who do not fit into conventional guidelines
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Acra Lending, the industry’s leading Private Mortgage Lender specializing in loan products designed for self- employed, investor and foreign national borrowers. Our suite of programs are designed to provide lending solutions across multiple channels including Wholesale, Correspondent, Fix & Flip, and Consumer Direct lending
The recent announcement from Fannie Mae and Freddie Mac regarding caps on investment and second-home properties has already sent ripples through the mortgage community. In
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